Another update on my friend.

Kinja'd!!! "Rainbow" (rainbeaux)
07/03/2019 at 07:35 • Filed to: None

Kinja'd!!!0 Kinja'd!!! 8

She's out of the hospital and recovering slowly but surely. That's all fine and dandy, but that brings us to the issue of funds: she's unable to work at the moment and I can only just afford my own rent, so she's kind of screwed. I don't expect any of you to contribute, but if you do feel inclined to donate or share, here's her fundraiser:  !!!error: Indecipherable SUB-paragraph formatting!!!


DISCUSSION (8)


Kinja'd!!! Long_Voyager, Now With More Caravanny Goodness > Rainbow
07/03/2019 at 07:48

Kinja'd!!!5

Did anyone look into the things I mentioned in your prior post?

Are there no “assistance” programs in your state?

What about payoff assistance?

Most of this stuff can be taken care of in payments as well.


Kinja'd!!! boredalways > Rainbow
07/03/2019 at 07:51

Kinja'd!!!1

Glad to hear she’s on the mend. She should be eligible for some kind of unemployment benefits and gov’t assistance. Has she had a chance to consider legal action?


Kinja'd!!! E90M3 > boredalways
07/03/2019 at 07:59

Kinja'd!!!0

I didn’t think you really got anything when you were unemployed, other than unemployment and that’s limited by a few things. 


Kinja'd!!! AMGtech - now with more recalls! > Rainbow
07/03/2019 at 08:19

Kinja'd!!!1

After reading through previous posts about this I think a (free) legal consultation is in order. For multiple reasons; property owner/old landlord responsible for tripping because of negligence or something? Person who kicked her out responsible for kicking her out without sufficient notice while she has medical need? Hospital responsible for refusing to look at her when her condition worsened?

Good luck. I hope she'll be ok.


Kinja'd!!! Ash78, voting early and often > Long_Voyager, Now With More Caravanny Goodness
07/03/2019 at 08:37

Kinja'd!!!2

I’m still paying $25/month on a $1,000 ER bill from 2 years ago (son had a minor head gouge after all the urgent care places were closed). With a high deductible plan, it’s basically just like being uninsured up to a certain level . In some cases, it’s worse — the hospital files the claim and won’t “pretend you’re just paying cash.” Uninsured people can often (no always) get better discounts, which is very confusing.

But at zero percent interest, I’m not arguing with $25/mo...


Kinja'd!!! DipodomysDeserti > Ash78, voting early and often
07/03/2019 at 11:12

Kinja'd!!!1

It’s the opposite in Arizona. The hospitals give insurance a better rate than the noninsured. Sometimes insurance companies will only pay a certain amount for procedures, whereas they can charge an uninsured person whatever they want.

$1k is pretty cheap for an ER visit. I’m guessing he didn’t end up needing sutures.


Kinja'd!!! Ash78, voting early and often > DipodomysDeserti
07/03/2019 at 11:17

Kinja'd!!!1

My experience varies wildly from place to place. A lot of places will give “cash customers” a discount for the reduced hassle and paperwork of not having to file insurance. And with a lot of impoverished customers, they usually have a way to work with anyone.

OTOH, most insurers do have a discount available for certain services, but not always — and most of the time, nobody knows until it’s filed. That’s the problem with healthcare in general: Nobody can shop for services without correct and transparent information.

The ER visit was 10 minutes, one staple in his head, and out the door. It would have been a $200 urgent care visit, so I’m pretty irritated that services and costs can vary so much because he was injured at 9pm instead of 8pm.

American healthcare: once you know, it’s already too late.


Kinja'd!!! DipodomysDeserti > Ash78, voting early and often
07/03/2019 at 11:20

Kinja'd!!!1

Yep. My sister’s a nurse and knows all the tricks to getting reduced charges. My BIL had to get taken to the hospital during his bachelor party (he’s a lightweight). My sister negotiated down all the charges and set him up with an easy payment plan.